Muchelle was truly one of a kind. She was there to answer any questions, at any time. Michelle treated us like family, and we couldn't have asked for anything more!

I worked with Veronica Chavez from the Santa Maria office. She was wonderful, always willing to help. She made my experience great I would totally recommend her to anyone.... read more She’s awesome and bilingual!!

I am a first time homebuyer and I am so happy with my decision to choose Rayann as my loan officer . She made the entire process of purchasing a... read more home very smooth and easy. She is extremely reliable and flexible with her hours. I have a very hectic work schedule and she was available for me anytime I needed her. I would recommend her to anybody who is looking to purchase a home!

Michelle Gongora-Cothran and her team were awesome. My family used her to sell my Mom’s home after she passed, and Michelle and her team were thoughtful, humorous, and handled things... read more at a very difficult time for my family. I then used her to help me buy my first home after, and she made the process pretty easy. Michelle and her team listened to what I wanted and payed attention to my limits, walkover me through a very daunting first home buying experience. I cannot recommend Michelle enough!!

Rayann and her team worked tirelessly to get us the right loan with the best terms. It wasn't easy with the many restrictions we brought to the deal, high mortgage... read more rates and tight qualification requirements. They were creative and persistent and positive until they found the right solution for us. We definitely recommend PB& Associates if you are looking to be treated right and get the deal that works for you.

Rayann and Isabel were key and helping my brother and I find a new property. Both Rayann and Isabel worked hard to find us a great home with the... read more best mortgage rate. They were always there for any questions or concerns we had. We looked at so many different properties and they assisted and guided us without hesitation. They were both so friendly and caring, they love what they do and made us feel like family. Thank you Rayann and Isabel. You are the best!