*                                     {margin: 0; padding: 0;}
body,div,h1,h2,h3,h4,h5,h6,p,form,img {margin:0; padding:0;}
ul                                    {margin: 0px; padding: 0px;}
li                                    {margin: 0px; padding: 0px;}
img                                   {border: 0;}
h1                                    {font-size: 14pt;}
h2                                    {font-size: 12pt; margin-bottom: 5px;}
h3                                    {font-size: 10pt; margin-bottom: 5px;}
a         {text-decoration: none; color: black;  font-weight: bold;}
a:hover   {text-decoration: underline; color: black;  font-weight: bold;}
a:active  {text-decoration: none; color: black;  font-weight: bold;}

body               {font-size: 10pt; color: black; background: rgb(188,170,96) url('./../images/bg.jpg') top left repeat-x; font-family: Arial, Helvetica, verdana, sans-serif;}
#header            {background: transparent url('./../images/header.jpg') top center no-repeat; width: 784px; height: 236px;}
#mainFrame         {}
#wrapperFrame      {position: relative; width: 784px; margin: 0 auto;}
#spacerHeader      {height: 0px;}

#mainNavFrame        {background: white; height: 28px;}
#mainNavDiv          {margin: 0 2px 0 2px; color: rgb(29,24,21); font-size: 11pt; background: transparent url('./../images/navbk.png') top left repeat-x; height: 28px;}
#mainNavDiv a        {text-decoration: none; color: rgb(29,24,21); font-weight: bold;}
#mainNavDiv a:hover  {text-decoration: none; color: white; font-weight: bold;}
#mainNav {margin-left: 10px; padding-top: 5px;}
#selectedNav           {color: yellow;  font-weight: bold;}
#selectedNav a         {color: yellow;  font-weight: bold;}
#selectedNav a:hover   {color: yellow;  font-weight: bold;}
#selectedNav a:active  {color: yellow;  font-weight: bold;}
#spacerMainNav     {height: 0px;}
#contentFrame      {background: white; width: 784px;}
/*  background: transparent url('./../images/wrapper.png') top center no-repeat;*/
#contentTable      {width: 784px;}
#contentTable td   {text-align: center; vertical-align: top;}
.introStatement    {margin: 0 0 10px 20px; padding-top: 20px; color: rgb(123,42,0);}
.introStatement2   {font-size: 12pt; margin: 0 0 10px 20px; padding-top: 20px; color: rgb(239,165,47);}

#homeTable    {width: 100%; font-size: 10pt; color: black;}
#homeTable td {vertical-align: top; line-height: 20px;}
 
#aboutTable    {width: 100%; font-size: 10pt; color: black;}
#aboutTable td {vertical-align: top; width: 50%; line-height: 21px;}
#aboutTable p  {margin: 10px 0 10px 0;}
 
.aboutusDiv         {margin: 0 0 0 0;}
.aboutusDiv p       {margin: 0 10px 10px 10px;}
.aboutusDiv h3      {margin: 0 0 10px 10px; font-style: italic;}

#sideDiv    {font-size: 8pt;}
#sideDiv h2 {text-align: right; width: 200px; margin: 20px 20px 0 0; color: black; font-size: 10pt;}
#sideDiv p  {text-align: right; width: 190px; margin: 5px 25px 0 0; color: black;}

#agentsTable {width: 730px; margin: 10px 30px 0 0px;}
#agentsTable td {text-align: center;}

#contactFormTD         {text-align: left; vertical-align: top; width: 590px;}
#contactFormTD p       {color: black;}
#contactInfoTD         {text-align: left; vertical-align: top; width: 200px;}
#contactFormTDR        {text-align: right; vertical-align: top; width: 200px;}
#spacerContent         {height: 0;}

#bottomNavFrame    {color: rgb(30,40,30); font-size: 9pt; text-align: center; background: transparent url('./../images/footer.jpg') top center no-repeat; height: 45px;}
#bottomNavFrame a  {text-decoration: none; color: rgb(30,40,30); font-weight: bold;}
#bottomNavFrame a:hover  {text-decoration: none; color: rgb(180,190,180); font-weight: bold;}
#spacerBottomNav   {height: 20px;}
#footerFrame       {color: rgb(70,60,70); font-size: 9pt; text-align: center; padding-top: 5px;}
#spacerFooter      {height: 0;}

form, textarea              {font-size: 11px; font-family: verdana, Arial, Helvetica, sans-serif}
.text, textarea             {margin: 0; background-color: rgb(251,255,221); width: 300px; border: 2px solid rgb(49,64,71); color: #858585; padding: 4px; margin: 2px; font-size: 11px;}
.text:hover, textarea:hover {background-color: rgb(250,250,250); border: 2px solid rgb(49,64,71); }
textarea                    {height: 60px;}